Public Islamic Opportunity Fund

Public Islamic Opportunity Fund or PIOF, is the fund that appeal me the most. I invested/put almost 80% of my total investment (unit trusts) in this fund. As a professional unit trust consultant, i shouldn't say it's 100% earning 'item'. But down inside my heart, i know this is the greatest fund for the time being, it's very cheap and sure earn money if i put it for 1 year (that's short!). As such, i would tell my close relatives and best friends that this is a 99% earning fund, i guarantee them won't lost if they follow what i say.


However, for normal clients, i would tell them this is the best fund to invest in, and you hardly lost money. i never give any assurance to them because this is the basic ethical rule that i should follow. But i do hope they have faith with me. For those who trust me, they earn!!!


Wo..wo...enough for the crap. Why i so confident with this fund? Of cause , i do analyzed this fund properly and all my finding told me i should take action now, this is the right time , this is the right fund!


First, you need to know that this fund is for 'Aggressive' type of investors. The fund objective is to achieve 

capital growth through investments in companies with market capitalisation of up to RM1.25 billion, which comply with Shariah Principles. it's mostly invest in SME companies (local). So, now i am going to point out why it is good or i should say the best. In Public Mutual, we have two funds that invested in SME companies, the first one is Public Smallcap fund (PSMALLCAP) which launched in 2002. and since its launched, it achieved a very good return for each year (more than 10% except in 2008) without counting on the dividend.  the total return up to date is 272% without counting on dividend ( meaning if you buy on 2002 and sell today) thus, i would say that PSMALLCAP is a reflection/mirror of Public Islamic Opportunity fund (PIOF) since both invest in SME and both managed by Public Mutual. But why i recommend PIOF but not PSMALLCAP. this is because PIOF is far more cheaper compare to PSMALLCAP because PIOF is launched in 2005. So, what is the performance of PIOF? Be ready man, don't get heart attack when i tell you this, it achieved 100% of Return on investment (ROI) in just 3 years (since it launching in 2005 till end of 2009) in fact, if not because of global economy recession during 2008, the performance should be far more better. But the pros is, the price became cheaper, and it's good for us to 'grab' more units!!! i forgotten to mention one important things. both PSMALLCAP and PIOF doesn't guarantee a dividend distribution. However, due to good performance, they STILL given out dividend each year. let's me show you the past dividend distribution of PIOF: in 2006 : 1.5 cent per unit ( which means 6.1% of dividend)      2007 : 4 cent per unit (which means 10.9% of dividend)      2008 : 4 cent per unit (which means 14.2% of dividend)      2009 : 2 cent per unit (which means 7.1% of dividend) { you know how much you get if you put in Fix Deposit? :p} Gosh man!! if you put  all your money in this fund and aims for dividend only, you still earn a lot! i hope you have the confident in this fund right now.....