How to earn money from unit trust?

How to earn money from unit trust? Well, it's pretty easy, don't think of unit trust as a very complicated investment tool. It's always good to think that unit trust is an alternative way to save/put your money 'safely' but with a higher return but remember it is not a Quick Rich Scheme!

You will earn money in two ways:

1) Dividend

2) Capital Appreciation

Dividend - Bear in mind that not all funds will give out dividend. Please ask your consultant or  

                    refer to the Master Prospectus from Public Mutual whether the fund you  

                    interested in is an annual income distribution policy. If it is, they will declare bonus  

                    each year. Normally, the dividend distributed is higher than the bank interest. So, 

                    why still hesitate? =.="

Q: Which funds are annual income distribution policy?

A: Public Dividend Select Fund

    Public Far-East Dividend Fund

    Public Far-East Property & Resort Fund 

     and all other Bond/money market funds

However, the good news is, thanks to the good performance by Public Mutual, many funds that are not committed to declare dividend distribution but still giving out dividend each year. cool~~ For example, my favorite funds, Public Islamic Opportunity and Public SmallCap.

Capital Appreciation - just like share, buy low sell high then you earn :-) But the price 

                                        movement will be slower than share markets, that's why i said it is a  

                                        long term investment. "What?! i have no patient for long term!" Well,

                                        you may still go on for other investment if you pro in but always bear  

                                        in mind that unit trust is relatively safer so i would rather consider it 

                                        as a saving but with a higher return.


!! See the amendment on dividend.