As a summary, it is different from your insurance package (whatever plans), you do not know how much you have earn after 1 year, 2 years...10 years although the insurance agent presented you a very astonish policy plan where you will earn a LOT LOT when your maturity date is due. But hey, they are blowing water only, insurance company only committed to give you a minimum of 4.5% annually (if i am not mistaken, but somewhere around that figure), they have no commitment to give you 6-8% yearly till your policy is matured ( 40 years to go? haha).
Then DONT BUY insurance lar! NO NO, insurance is very good to 'insure' you. So, you must have at least ONE, but must choose the right package. OK, crapping done.
Next, let me show you how convenient is it to monitor your profit daily, so, go to www.publicmutual.com.my, click login here as showing below ( you need to be a fund holder first)
Then you are in your account, click summary of accounts, then you can view something like below :
See, you know your profit and loss. It is good to view it weekly or monthly. Then, if you in need of money, you can just take profit and say bye bye. Pretty easy :-)
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